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Insurance Headlines

  • ACLI Version Wins In IUL Illustration Fight
    by John Hilton on May 29, 2020 at 4:02 pm

    Life Actuarial Task Force members voted 15-2 in a “straw poll” to proceed with language put forth by the American Council of Life Insurers. The language is designed to shore up Actuarial Guideline 49 and bring IUL illustrations more in line with actual returns. The post ACLI Version Wins In IUL Illustration Fight appeared first on InsuranceNewsNet.

  • Term Life Premium Up 8%, Offsetting Tough 1Q: LIMRA
    by John Hilton on May 28, 2020 at 4:10 pm

    Term life insurance premium increased 8% in the first quarter, the highest since the second quarter 2007, according to LIMRA’s First Quarter 2020 U.S. Individual Life Insurance Sales Survey. Sixty percent of term life writers reported positive growth. The post Term Life Premium Up 8%, Offsetting Tough 1Q: LIMRA appeared first on InsuranceNewsNet.

  • 83M Americans Say COVID-19 Has Them More Likely To Buy Life Insurance
    by user on May 28, 2020 at 3:23 pm

    A $500,000 term life policy lasting 20 years would cost an average of $30 per month for a 35- year-old nonsmoker in good health. "Ultimately, the amount of coverage you have should be enough to meet all of your future financial obligations, minus the assets that would be liquidated on your passing," said Chris Moon, Insurance Product Manager at ValuePenguin.com. The post 83M Americans Say COVID-19 Has Them More Likely To Buy Life Insurance appeared first on InsuranceNewsNet.

  • COVID-19 Individual Life Mortality To Be Examined In New Study
    by Staff Reports on May 26, 2020 at 8:21 pm

    Three industry organizations are partnering on a joint mortality experience study that will compare individual life mortality involving COVID-19 now and into the near future. LIMRA, the Society of Actuaries (SOA) and TAI are working on an inaugural report to release later this summer. The post COVID-19 Individual Life Mortality To Be Examined In New Study appeared first on InsuranceNewsNet.

  • Why Americans Need To Know Their Life Insurance Facts
    by user on May 25, 2020 at 8:00 am

    People do not always understand why they need to insure their life. For example, you don't think that if you have a fire extinguisher in your house, a fire will definitely start. The company does not ask for residency or citizenship, but you must legally reside in the United States and have a Social Security number. The post Why Americans Need To Know Their Life Insurance Facts appeared first on InsuranceNewsNet.

  • Carriers Cut Age Groups From Coverage
    by John Hilton on May 21, 2020 at 2:47 pm

    The over-60 age group had been the largest group of life insurance applicants, but carriers have had to restrict new coverage for older consumers because of COVID-19. The post Carriers Cut Age Groups From Coverage appeared first on InsuranceNewsNet.

  • Life Insurance Activity Down 3% In April: MIB Reports
    by Press Release on May 21, 2020 at 1:44 pm

    U.S. life insurance application activity was down 3% year-over-year in April, according to the MIB Life Index -- the second consecutive month of decline. The post Life Insurance Activity Down 3% In April: MIB Reports appeared first on InsuranceNewsNet.

  • Life Insurance ‘Will Still Be A People Business’ Despite Greater Tech
    by Susan Rupe on May 20, 2020 at 8:30 pm

    The pandemic is forcing everyone to take stock of what needs to change and what needs to stay the same, said the CEO of the American Council of Life Insurers. As for the life insurance industry, the biggest change coming from COVID-19 will be a more sophisticated use of technology. The post Life Insurance ‘Will Still Be A People Business’ Despite Greater Tech appeared first on InsuranceNewsNet.

  • Agent Recruiting Continues During Pandemic, LIMRA Finds
    by Press Release on May 19, 2020 at 2:04 pm

    All of the companies surveyed by LIMRA recently are still recruiting agents. Despite the challenges with getting newer agents licensed, 65% of companies are not focusing on more experienced agents. The post Agent Recruiting Continues During Pandemic, LIMRA Finds appeared first on InsuranceNewsNet.

  • Guardian Life’s Term Life Insurance Has Built-in Benefit For Charity
    by user on May 18, 2020 at 5:54 pm

    --Today, The Guardian Life Insurance Company of America ® unveiled a new feature of its Guardian Level Term life insurance, a built-in charitable benefit rider 1. The term insurance product offers level pricing for the duration of the policy that helps create protection for families and the ability to create a charitable giving legacy. "Guardian Level Term... The post Guardian Life’s Term Life Insurance Has Built-in Benefit For Charity appeared first on InsuranceNewsNet.